Affordable Dental Insurance Plans | Humana (2024)

Humana complies with all applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, ancestry, religion, sex, marital status, gender, gender identity, sexual orientation, age, or disability. We also provide free language interpreter services. See our full accessibility rights information and language options.

1 DISCOUNT ONLY – NOT INSURANCE. Discounts are only available at participating providers. The range of discounts will vary based upon participating provider chosen to provide services. Retail prices may vary by location. Humana does not make payment for these services. You are obligated to pay for all services received and you will receive a discount from the participating provider. A list of participating providers is available upon request.

Dental PPO Plans are not offered in all states.

This plan provides benefits for contracted and non-contracted dentists. Non-contracted dentists have not agreed to provide services at contracted fees. If a member sees a non-contracted dentist their out of pocket costs may be higher than that charged by contracted dentists.

“Humana” is the brand name for plans, products and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state.

Medical Plans

Humana group medical plans are offered by Humana Medical Plan, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Health Plan of Ohio, Inc., Humana Health Plans of Puerto Rico, Inc. License # 00235-0008, Humana Wisconsin Health Organization Insurance Corporation, or Humana Health Plan of Texas, Inc., or insured by Humana Health Insurance Company of Florida, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company, Humana Insurance Company of Kentucky, or Humana Insurance of Puerto Rico, Inc. License # 00187-0009, or administered by Humana Insurance Company or Humana Health Plan, Inc. For Arizona residents, plans are offered by Humana Health Plan, Inc. or insured by Humana Insurance Company. Administered by Humana Insurance Company.

Go365® is not an insurance product. Not available with all Humana health plans.

Individual Dental and Vision Plans

Humana Individual dental and vision plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Benefit Plan of Louisiana, Inc., Discount plans offered by HumanaDental Insurance Company or Humana Insurance Company. For Arizona residents: Insured by Humana Insurance Company. For New Mexico residents: Insured by Humana Insurance Company. For Texas residents: Insured or offered by Humana Insurance Company, HumanaDental Insurance Company or DentiCare, Inc (d/b/a Compbenefits).

In states, and for products where applicable, the premium may include a $1 administrative fee. If you have purchased an association plan, an association fee may also apply. Some plans may also charge a one-time, non-refundable enrollment fee. (This fee is non-refundable as allowed by state).

A minimum one-year, initial contract period may be required for some dental and vision plans, excluding Dental Savings Plus

Group Dental and Vision Plans (Insurance through your employer )

Humana group dental plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, Humana Health Benefit Plan of Louisiana, The Dental Concern, Inc., Humana Medical Plan of Utah, CompBenefits Company, CompBenefits Insurance Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., or DentiCare, Inc. (DBA CompBenefits).

Humana group vision plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Health Benefit Plan of Louisiana, Humana Insurance Company of Kentucky, Humana Insurance Company of New York, CompBenefits Insurance Company, CompBenefits Company, or The Dental Concern, Inc.

New Mexico: Humana group dental and vision plans are insured by Humana Insurance Company.

Life Insurance Plans

Humana group life plans are offered by Humana Insurance Company or Humana Insurance Company of Kentucky.

Limitations and exclusions

Our health benefit plans, dental plans, vision plans, and life insurance plans have exclusions, limitations and terms under which the coverage may be continued in force or discontinued. Our dental plans, vision plans, and life insurance plans may also have waiting periods. For costs and complete details of coverage, call or write Humana or your Humana insurance agent or broker.

Individual applications are subject to eligibility requirements.

Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. View plan provisions or check with your sales representative.

For group plans, please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description/Administrative Services Only) for more information on the company providing your benefits.

Statements in languages other than English contained in the advertisem*nt do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority.

Affordable Dental Insurance Plans | Humana (2024)

FAQs

How much do most people pay for dental insurance? ›

Monthly premiums

The premium is a monthly amount that you and/or your employer pays for insurance. The premium amount may vary between different insurance companies and from plan to plan. A typical premium amount for a dental plan may be $20–$50 per month for an individual or $50–$150 per month for a family.

What is the best dental insurance to have? ›

  1. 7 Best Dental Insurance Providers.
  2. Delta Dental. *Starting rates; exact rates vary by location, age and other factors. ...
  3. Anthem Blue Cross Blue Shield. ...
  4. Humana Dental. ...
  5. Renaissance Dental. ...
  6. MetLife Dental. ...
  7. UnitedHealthcare. ...
  8. Cigna Dental.
May 2, 2024

How much is dental insurance in New Jersey? ›

Premiums range from $31 to $217 per month for adults who purchase their own stand-alone or family dental coverage through the exchange. IHC Specialty Benefits reports that the average monthly premium for a stand-alone family dental plan sold in New Jersey in 2023 was $61.29.

Is aflac dental worth it? ›

Dental insurance is worth it if you are looking for additional support for minor and major dental procedures. With an Aflac dental insurance plan, the costs of cleanings, crowns, bridges, and implants can be significantly minimized. For some of our basic and preventative services, there is little to no waiting period.

Is Costco dental insurance worth it? ›

Conclusion: Costco dental insurance offers an exceptional opportunity to access affordable and comprehensive oral care. With its competitive premiums, extensive network of dentists, and comprehensive coverage, Costco dental insurance is designed to prioritize your oral health and ensure your radiant smile.

Why is dental work so expensive even with insurance? ›

You also often have to pay coinsurance, a percentage of the cost of treatment even after you have met your deductible. When you factor in deductibles, copayments and premiums, dental treatment can be expensive even if you have insurance, and it's not always clear if coverage is worth it.

What is the most common type of dental insurance? ›

Preferred Provider Organization (PPO) dental insurance is the most common and versatile choice for many individuals and families. Its blend of provider flexibility, cost-sharing mechanisms, and coverage options makes it a well-rounded option for those seeking comprehensive dental care.

What is the best dental insurance that covers implants? ›

Best Overall Delta Dental

The Individual PPO Premium Plan is the only plan that covers dental implants, but it has a $50 deductible and a $2,000 annual maximum benefit. Out of the 17 companies we reviewed, Delta Dental has some of the lowest deductibles and highest annual maximum benefits.

What state has the best dental prices? ›

Best and worst for: Dental treatment costs

Lowest dental treatment costs: Alabama, Kentucky, Mississippi, Tennessee and Texas. Highest dental treatment costs: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont.

How to get dental insurance in New Jersey? ›

You can get dental insurance in New Jersey through your employer's health insurance plan. Alternatively, you can purchase health insurance and add dental coverage to your plan, or you can simply purchase a stand alone dental insurance plan.

What is the best dental insurance in NJ? ›

Best Dental Insurance Providers in NJ
  1. Best for Cleaning and Exams: Delta Dental. Read Review. ...
  2. Best for No Waiting Periods: Smart Health Dental. Read Review. ...
  3. Best for Nationwide Coverage: Horizon BCBS. ...
  4. Best for Large Suite of Products: UnitedHealthcare. ...
  5. Best for Medigap: Mutual of Omaha. ...
  6. Best for Comprehensive Coverage: Humana.
Feb 5, 2024

Does NJ state insurance cover dental? ›

The NJ FamilyCare Program (Medicaid) provides dental benefits so members can have regular dental check-ups, cleanings and needed dental treatment. Cavities and gum disease are preventable dental problems.

Is there anything better than Aflac? ›

(NYSE:PRU) is one of the best alternatives to Aflac with 18 million customers on board. Prudential Financial, Inc. (NYSE:PRU) provides a range of supplemental health benefits. The company provides coverage for accidents, critical illness, and hospital indemnity.

How much does most dental insurance pay for implants? ›

Many plans will cover them if you need them due to an accident, but not if the reason is cosmetic. If your plan does cover your implants, it will typically only cover a percentage of the costs, often 25% to 50%. And you may need to wait six months, a year, or more to get the highest amount of coverage.

How long do you have to have Aflac dental before you can use it? ›

At Aflac, we'll work with you to help you get the treatments you need on a timeline that works. Our network and employer-provided dental insurance have no waiting period for routine services and fair waits for more involved procedures.

How much does the average American spend on dental insurance? ›

According to a recent study, in 2020, the average annual expenditure on dental care insurance in the United States was $128.75 per person. Dental deductibles are usually much lower than the deductibles for major medical coverage, and they typically pay between 50% to 100% of the cost for covered dental services.

Do most Americans have dental insurance? ›

For adults ages 19-64, 61.4 percent have private dental benefits, 15.7 percent have dental benefits through Medicaid, and 22.8 percent do not have dental benefits. Source: National trends in dental care use, dental insurance coverage, and cost barriers (PDF) (HPI Report).

Which state has the most expensive dental care? ›

The average out-of-pocket cost to visit a dentist in Alaska is $153.74, the highest of any state, according to data from personal finance website WalletHub. The data was collected as part of the site's "2023's Best & Worst States for Health Care" ranking, which was published July 31.

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